Katie Crawford

Realtor, ABR, SRES
License#: 7336600

A RARE FINANCING OPPORTUNITY FOR TODAY'S BUYERS! This home has an existing mortgage with approximately $335,000 remaining at an incredible 3% fixed interest rate that may be assumed by a qualified buyer. What does that mean in plain English? Instead of financing the entire purchase price at today's mortgage rates, an approved buyer can take over approximately $335,000 of the seller's existing mortgage at just 3% interest and finance only the remaining balance separately. For example, on a $610,000 purchase with 10% down, approximately $335,000 could remain financed at 3%, leaving approximately $214,000 to finance separately. If that additional financing were obtained at 6.5%-7%, the balance-weighted rate across the two loans would be approximately 4.4%-4.6%. And unlike a temporary builder rate incentive that may expire after the first year or two, the 3% rate on the assumed portion remains in place for the remaining term of that existing loan. This could represent a significant financing advantage for the right buyer. Buyer must qualify for the mortgage assumption, and availability, terms and any secondary financing should be verified with the applicable lenders. 4-bedroom, 3.5-bath home in Reserve at Palmers Crossing, White House, TN, with main-level primary suite. 2,553 sq ft built in 2021: gourmet kitchen with double ovens, two-tone cabinets, and walk-in pantry; spa bath with soaking tub; huge upstairs loft; three additional bedrooms, one with built-ins and Murphy bed. Covered porch, 350-sq-ft stamped patio with fire pit, landscaped grounds with greenway views. Tankless water heater, 2-car attached garage, convenient I-65 access for the Nashville commute.

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Katie Crawford

General

  • Property Type: Single Family
  • Status: Active
  • MLS#: 3529056
  • List Price: $635,000
  • List Date: 08/29/2026
  • Year Built: 2021
  • County: Sumner County, TN
  • Subdivision: Reserve At Palmers Crossing
  • Beds: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Sq. Ft.: 2,553
  • Lot Description: Rolling Slope
  • Directions: From Nashville, take I-65 North toward White House. Take Exit 108 and turn right onto TN-76 East. Continue to N. Palmers Chapel Road and turn right. Enter the Palmers Crossing community and follow to Newbury Drive. Continue to 132 Newbury Drive.

Interior Features

  • Interior Features: Ceiling Fan(s), Walk-In Closet(s)

Exterior Features

  • Roof Type: Shingle
  • Parking: 2.00

Schools

  • Elementary: Harold B. Williams Elementary School
  • Middle: White House Middle School
  • High: White House High School

Utilities

  • Cooling: Central Air, Electric
  • Water: Public
  • Sewer: Public Sewer
  • Heating: Central, Natural Gas
 

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